Atlas Insurance

Will I get a refund of premium if I cancel my policy?

Clients may cancel their policy once the vehicle has been sold or scrapped as long as a copy of the transferred log book or scrapping note is given to us. Any refund of premium due will depend on how long…

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What documents are required to lodge a claim?

Immediately after notifying us, fill out the claim form and sign it. This can be filled online, at any of our offices, or by mailing it to us. We will need the following documents: 1. Motor claim form 2. Driving…

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What should I do if I have an accident?

First of all, stay calm! It is very important that should anyone be injured in the accident, please call the Police and an ambulance should there be grave injuries. If the accident is a bumper to bumper, fill in the…

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What is an Excess?

An excess is the amount which you are required to pay when you make a claim. Atlas motor policies do not require an excess to be paid for third party liability claims involving private cars when driven by drivers aged…

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Will I lose my No Claim Discount if I make a claim?

If you are involved in an accident which is not your fault, you will not lose your No Claim Discount.  Please note, however, if fault of the accident has not yet been determined, and your insurance is about to be…

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How will I know if I’m at fault or not for an accident?

For simple claims, the law will give a quick solution such as bumper to bumper accidents where the vehicle hitting the vehicle in front is generally to blame. If the accident is more complex and the persons involved cannot agree,…

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Where do I take my car to be surveyed?

If damages to your vehicle are relatively minor and it can be safely driven, you can phone us up to make an appointment for it to be surveyed at our Ta’ Xbiex Seafront office or at other locations which are…

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