An excess is the amount which you are required to pay when you make a claim. Atlas motor policies do not require an excess to be paid for third party liability claims involving private cars when driven by drivers aged 25 or over. A standard excess of €50 applies for own damage, fire and theft including liability claims involving commercial vehicles and motorcycles.

You may increase the standard €50 excess to €100 or €200 for which you will be given a discount in your premium.

Drivers under the age of 25 normally have higher excesses, ranging from €75 to €500.

Posted in: Damages & Claims