Atlas Insurance

Atlas Insurance Journal

How much should I insure my home for?

Published 15 Feb 2016

We leave these values entirely up to you and we do not need to assess these ourselves.

  • Buildings: The sum insured you choose must be enough to cover the cost of rebuilding your home including fixtures, fittings, interior decorations, boundary walls and the like (the market value of the land on which your house is built should not be included). You should also add on an extra amount to cover demolition costs, architects and surveyor’s fees.
  • Contents: You need to consider all the possessions within your home, and how much it would cost to replace them with new ones today, except for clothing and linen which will be subject to deductions for wear and tear. Use our valuation guide to help you to come up with an overall amount.

    • Should you require assistance, you can download our value guide.

    Posted in: Insurance Cover