Atlas Insurance

Atlas Insurance Journal

Are there any special benefits with the Atlas motor policies?

Published 03 May 2022

Comprehensive Cover for Private Cars covers your car for accidental and malicious damage, fire, theft, floods and storms together with the following FREE benefits:

  • 24 hour roadside assistance by Atlas RoadAssist (by RMF)
  • Protection of no claim discount on reaching 65% (on the 6th year)
  • Free GAP cover for new cars in the first year up to 110% of the value
  • Electric private car benefit of up to €20,000 or market value (whichever is the lower) for repairs following a short-circuit to the drive battery and €1,000 for scrapping of drive battery and/or decontamination of the electric car following accidental loss or damage, theft and attempted theft. Fire damage is covered up to the market value of the car.
  • Car hire up to €100 following a motor accident (with 65% no claim discount) – also while waiting for parts if the car cannot be safely driven
  • Car Hire up to €250 following fire and theft until you buy a replacement vehicle
  • Very low standard policy own damage excess of €50 (theft included)
  • No excess for claims made for third party damages only (drivers over 25)
  • No additional charge up to 30 days when travelling in the EEA member states, UK & Switzerland (including motorcycles)
  • All audio equipment forms part of the car accessories with no sub-limit
  • Child seat cover up to €125
  • Loss of keys/change of locks up to €750
  • Legal assistance for uninsured losses up to €1,000
  • Accidental damage to windscreens and glass up to €1000
  • Personal effects up to €250
  • Personal accident and medical expenses cover to all passengers including the driver
  • Removal of the standard Own Damage €50 excess is available at a nominal charge



    • Third Party Fire & Theft cover for Private Cars also covers your car for fire and theft together with the following FREE benefits:

  • Protection of no claim discount on reaching 65% (on the 6th year)
  • Free GAP cover for new cars in the first year up to 110% of the value
  • Electric private car benefit of up to €20,000 or market value (whichever is the lower) for repairs following a short-circuit to the drive battery and €1,000 for scrapping of drive battery and/or decontamination of the electric car following accidental loss or damage due to theft or attempted theft. Fire damage is covered up to the market value of the car.
  • Car Hire up to €250 following fire and theft until you buy a replacement vehicle
  • Very low standard policy excess of €50 (including that for Theft)
  • No excess for claims made for third party damages only (drivers over 25)
  • No additional charge up to 30 days when travelling in the EEA member states, UK & Switzerland (including motorcycles)
  • All audio equipment forms part of the car accessories with no sub-limit
  • Loss of keys/change of locks up to €750
  • Legal Assistance for uninsured losses up to €1,000



    • Great benefit available at a nominal additional cost 24 hour roadside assistance by Atlas RoadAssist (by RMF) is also available at a reduced cost on:

  • Private cars & motorcycles insured for third party fire & theft and third party only
  • All commercial vehicles up to 3.5 tonnage

    • Posted in: Insurance Cover