Atlas Motor Insurance

Flexible cover options to put you in the drivers’ seat

Atlas Insurance offers three levels of cover for private car insurance, helping you get the right car insurance for your needs and budget. Choose from Third Party, Fire and Theft, Third Party only, or get maximum protection and peace of mind with our Comprehensive car insurance.

You can also insure motorcycles, commercial vehicles or classic cars.

What's CoveredComprehensiveThird Party
Fire & Theft
Third Party Only
Key Benefits
Legal liability throughout the EU up to the limits required by law
Fire and/or theft of own vehicle
Accidental/malicious damage to own vehicle
Authorised legal expenses
FREE 24/7 Atlas Road Assist
No additional charge up to 30 days when travelling in the EU
€100 free courtesy car with maximum NCD (even while awaiting parts if the car cannot be driven)
Other Benefits
Authorised legal expenses
Standard Excess of €50
Vehicle audio equipment included as part of the accessories of the vehicle
FREE Gap cover for the first year up to 110% of the purchase price
Child seat cover up to €125 following an accident/fire/attempted theft
Accidental damage to windscreen and windows
Loss of keys up to €500
Legal assistance for uninsured losses up to €1000
Personal effects up to €250
Personal accident and medical expenses to all passengers
Optional Benefits
Optional increase in excess to €100 for a discount
Optional increase in excess to €200 for a discount
Removal of standard €50 excess at a nominal charge
Optional Gap cover for cars up to 5 years old
Higher courtesy car limits of €250, €350 or €475
Protection of 4th and 5th year No Claim Discount
What's covered
Third Party Only
Key benefits
Legal liability throughout the EU up to the limits required by law
Other benefits
Authorised legal expenses
Standard Excess of €50
Optional benefits
Removal of standard €50 excess at a nominal charge
Third Party Fire & Theft
Key benefits
Legal liability throughout the EU up to the limits required by law
Fire and/or theft of own vehicle
No additional charge up to 30 days when travelling in the EU
Other Benefits
Authorised legal expenses
Standard Excess of €50
Vehicle audio equipment included as part of the accessories of the vehicle
FREE Gap cover for the first year up to 110% of the purchase price
Child seat cover up to €125 following an accident/fire/attempted theft
Loss of keys up to €500
Legal assistance for uninsured losses up to €1000
Optional benefits
Removal of standard €50 excess at a nominal charge
Optional Gap cover for cars up to 5 years old
Comprehensive
Key benefits
Legal liability throughout the EU up to the limits required by law
Fire and/or theft of own vehicle
Accidental/malicious damage to own vehicle
FREE 24/7 Atlas Road Assist
No additional charge up to 30 days when travelling in the EU
Accidental damage to windscreen and windows
€100 free courtesy car with maximum NCD (even while awaiting parts if the car cannot be driven)
Other Benefits
Authorised legal expenses
Standard Excess of €50
Vehicle audio equipment included as part of the accessories of the vehicle
FREE Gap cover for the first year up to 110% of the purchase price
Child seat cover up to €125 following an accident/fire/attempted theft
Loss of keys up to €500
Legal assistance for uninsured losses up to €1000
Personal effects up to €250
Personal accident and medical expenses to all passengers
Optional benefits
Optional increase in excess to €100 for a discount
Optional increase in excess to €200 for a discount
Removal of standard €50 excess at a nominal charge
Optional Gap cover for cars up to 5 years old
Higher courtesy car limits of €250, €350 or €475
Protection of 3rd and 4th year No Claim Discount