Atlas Insurance

Why do I need motor insurance?

It is a requirement by Maltese and European Law to have third party liability cover when driving a motorized vehicle. The standard limits of liability are €1,300,000 for property damage and €6,450,000 for injuries or death to third parties. A…

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What is the difference between Third Party Fire & Theft and Comprehensive?

Besides the compulsory third party liability cover, third party fire and theft cover includes damage caused to the vehicle following fire, explosion, theft and attempted theft. Comprehensive cover also very commonly known as ‘full’, covers all the previous risks plus…

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Will my electric vehicle be covered under the Atlas Motor Policies?

Yes, your electric vehicle will be covered in the same way as all other motor vehicles having a petrol or diesel engine and the full policy benefits will apply depending on the type of cover you have. For example, fire…

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How is the vehicle value established?

All motor policies in Malta do not cover vehicles on an agreed value. The policy usually states that the value of the vehicle must be the market value at the time of the loss. The vehicle value usually features in…

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On what value should I insure my electric vehicle if I qualified for a Government grant?

We strongly recommend that you insure your electric vehicle on the total value without deducting the government grant. Should your electric vehicle be stolen or involved in an accident where it has become written-off, and you need to replace it…

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Are there any special benefits with the Atlas motor policies?

Comprehensive Cover for Private Cars covers your car for accidental and malicious damage, fire, theft, floods and storms together with the following FREE benefits: 24 hour roadside assistance by Atlas RoadAssist (by RMF) Protection of no claim discount on reaching 65%…

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What do I need to do if I want to go abroad with my vehicle?

Our private car & motorcycle comprehensive and third party fire and theft covers offer free 30 days cover during the annual policy cover when travelling within the EEA, the UK, Switzerland, Andorra and San Marino. You will not need to…

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