Atlas Insurance

What does contents insurance cover?

Contents insurance covers any of your possessions while they are in your home including large items like furniture, soft furnishings, home entertainment equipment as well as your personal belongings, valuables and money. The Atlas Homeplan Policy replaces or pays for…

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What is the difference between my buildings and my contents?

Everything you would take with you if you were to move house would be classified as contents, while the rest of the structure plus all finishing works, fixtures and fittings (including fitted kitchens) would be classified as part of the…

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How much should I insure my home for?

We leave these values entirely up to you and we do not need to assess these ourselves. Buildings: The sum insured you choose must be enough to cover the cost of rebuilding your home including fixtures, fittings, interior decorations, boundary…

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Can I insure my home and its contents for accidental damage?

We will automatically provide a basic level of accidental cover for both your buildings and contents insurance as follows: Buildings Insurance: our standard cover includes accidental damage to underground pipes and cables, fixed glass, and sanitary fixtures and fittings (e.g.…

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What does ‘new for old’ mean?

New for old means that we will replace the item(s) you are claiming for with new ones of the same make & specification. The only exception is clothing and household linen.

What are valuables?

Valuables are Coin, stamp and medal collections Paintings, pictures and other works of art Articles of gold, silver and other precious metals Jewellery, watches and furs The Homeplan policy automatically covers the valuables in your home up to one-third of…

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Can I cover certain items outside my home?

Yes, we can insure certain items (referred to as personal belongings) such as jewellery, watches, cameras and similar items away from your home. Such cover will automatically insure them for up to 15 days while you are travelling in Europe.…

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