Atlas Insurance

Atlas Insurance Journal

Can I insure my home and its contents for accidental damage?

Published 15 Feb 2016

We will automatically provide a basic level of accidental cover for both your buildings and contents insurance as follows:

  • Buildings Insurance: our standard cover includes accidental damage to underground pipes and cables, fixed glass, and sanitary fixtures and fittings (e.g. baths, shower trays, sinks etc.). By choosing our extra accidental damage for buildings option you can extend this cover to include accidental damage to the rest of your buildings provided that the Building is not over 25 years old.
  • Contents Insurance: Our standard cover includes accidental damage to your radios, television sets (including digital set top boxes and satellite receivers) and computers, games, recording and audio equipment, mirrors and fixed glass. Your cover can be increased if you take out the Extra Accidental Damage cover. This extends the basic accidental damage to include cover for most contents and soft furnishings, like curtains and sofas for breakage and spillage e.g. if you spill a glass of red wine on your carpet you will be covered.

    • Posted in: Insurance Cover