This voucher is made available to customers who have purchased (and paid for the first monthly contribution) a new IVALIFE Unit Linked Personal Pension Plan distributed through Atlas Healthcare Insurance Agency Limited. The value of the voucher is equal to the first monthly contribution up to a maximum of €250.
1. The voucher will only be issued once the pension application and onboarding processes are complete and the first contribution is accepted by Ivalife.
2. The insurance voucher may be used towards the payment or part-payment of premiums for Private Motor, Boat, Home, Travel or Individual Health Insurance policies issued by Atlas Insurance PCC Limited (Atlas Insurance) or any of its distributors on Atlas Insurance’s behalf. It may be used for new or renewal payments of such policies.
3. The voucher is non-transferable and non-refundable against cash or cash equivalents and can only be used by the individual named on the voucher.
4. Vouchers cannot be used for online self-service purchases. Customers may contact Atlas or speak to an online agent to complete a policy by phone.
5. Vouchers are valid one year from issue or until the expiry date shown on the voucher and will be valid subject to them being signed and stamped by the Atlas authorised representative as well as verified by Atlas at point of sale.
6. The acceptance of any insurance policy application remains subject to Atlas Insurance’s standard underwriting processes and issuance of a voucher does not guarantee acceptance of any insurance policy by Atlas Insurance.
7. Atlas reserves the right to refuse redemption or withdraw vouchers in cases of suspected misuse, fraud or misrepresentation.
8. Atlas reserves the right to amend, suspend or withdraw this offer at any time. Any amendments will not affect vouchers already validly issued, unless required by law or regulation.
9.1. If the insurance premium exceeds the voucher value, the customer must pay the difference.
9.2. If the voucher value exceeds the insurance premium, the unused balance will be issued as a new voucher for the remaining amount, subject to:
- • The same Terms & Conditions;
- • The original validity period (unless otherwise stated);
10. The original voucher will be retained by Atlas upon partial redemption.
11.1. The acceptance of any insurance policy application remains subject to Atlas Insurance’s standard underwriting processes.
11.2. Issuance of a voucher does not guarantee acceptance of any insurance policy.
12. Atlas reserves the right to refuse redemption or withdraw vouchers in cases of suspected misuse, fraud or misrepresentation.
13.1. Atlas Insurance PCC Limited reserves the right to amend, suspend or withdraw this offer at any time.
13.2. Any amendments will not affect vouchers already validly issued, unless required by law or regulation.
14.1. These Terms & Conditions shall be governed by and interpreted in accordance with Maltese law.
14.2. These Terms & Conditions are supplemental and must be read in conjunction with:
- • The Personal Pension policy terms;
- • Atlas Insurance’s general terms and conditions;
- • Applicable pension and insurance legislation;
In the event of conflict, statutory and policy terms shall prevail.