Atlas Insurance

Can I insure my home and its contents for accidental damage?

We will automatically provide a basic level of accidental cover for both your buildings and contents insurance as follows: Buildings Insurance: our standard cover includes accidental damage to underground pipes and cables, fixed glass, and sanitary fixtures and fittings (e.g.…

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What does ‘new for old’ mean?

New for old means that we will replace the item(s) you are claiming for with new ones of the same make & specification. The only exception is clothing and household linen.

What are valuables?

Valuables are Coin, stamp and medal collections Paintings, pictures and other works of art Articles of gold, silver and other precious metals Jewellery, watches and furs The Homeplan policy automatically covers the valuables in your home up to one-third of…

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Can I cover certain items outside my home?

Yes, we can insure certain items (referred to as personal belongings) such as jewellery, watches, cameras and similar items away from your home. Such cover will automatically insure them for up to 15 days while you are travelling in Europe.…

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Are my credit cards covered?

Yes, we will cover you for any liability following loss of credit cards anywhere in the world for up to €2,500.

What do I need to be aware of?

Your home must be in Malta or Gozo and be used purely for residential purposes You need to tell us if you rent out your property or if you use it for commercial business – we can offer you cover…

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What are the main items not covered?

Any losses due to fluctuation of the electrical supply/ power surges, faulty design, materials and workmanship, deterioration, wear and tear, vermin, rot, climatic or atmospheric conditions or gradually operating causes Any loss that occurred before the insurance commenced Cleaning, maintenance,…

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