Insurance for buildings covers you against damage caused by fire, smoke damage,
explosion, lightning, earthquake, storm, flood, riot, malicious persons, escape
of water from burst pipes or tanks or of oil including trace and access, theft,
collision by vehicles or animals, collapse of aerials, falling trees, poles and
posts.

Plus there’s cover under Buildings for accidental damage to fixed glass in windows,
doors, ceramic hobs, fixed sanitaryware and bathroom fittings, underground pipes
and cables. Buildings cover also includes architects’ fees and debris removal in
the case of damage to building as well as rent and alternative accommodation.