Atlas Insurance

When does my insurance cover start?

Your cover starts once the policy is issued or 12 months prior to the start of the trip whichever is the later. This normally follows application, acceptance of application and payment of premium. Once cover starts you will be protected…

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If I buy a policy online, how do I know that the Policy went through OK?

You will be sent an email to the email address you provided and in it you will be supplied with a Policy Reference Number (which is also quoted at the time your payment goes through during the purchase process) and…

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I am going abroad on business, am I covered?

The policy covers non-manual work in connection with a profession, business or trade, but any manual work carried out during a business trip is not covered.

Will my valuables and electronics be covered if these are stolen or lost?

Yes, they will be covered as part of your baggage, however, such items must not be left unattended at any time.  When not held by you, valuables (such as jewellery and watches) must always be deposited in a locked safe…

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Are there any limits applicable to valuables and electronics?

Yes, items such as jewellery, watches, mobiles, tablets and mobile phones have a limit per item of €300 on the Budget option and €750 on the Standard and Premier options. There is also an overall limit on all items of…

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Am I covered for skiing or similar sports?

You are not automatically covered for winter sports under our Travelpak Policy, however, there is a ‘Slalom Extension’ option available, which will cover you while skiing and for which you will have to pay an additional premium. Not all forms…

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Is there a limit to the length of my holiday cover?

Yes, the Travelpak cover limit for a single trip is 6 months duration. See also “When does my insurance cover start?”.